General Financial Lease Terms and Conditions
DAIMLER TRUCK FINANCIAL SERVICES NEDERLAND B.V.
In these general terms and conditions (“General Terms and Conditions”), the following terms shall have the following meanings:
Client: the (natural or legal) person referred to in the Contract with whom DTFS has entered into a Contract;
Contract: the lease agreement concluded between DTFS and the Client, on the basis of which a Vehicle ordered from the dealer at the request of the Client is made available to the Client by DTFS;
DTFS: the company Daimler Truck Financial Services Nederland B.V. referred to in the Contract, having its registered office in Nieuwegein, the Netherlands, and/or its legal successor(s);
Annual mileage: the annual use of the Vehicle in kilometres and/or operational hours agreed in the Contract between DTFS and the Client;
Lease Price/Lease Instalment: the monthly instalment due as agreed in the Contract;
Term: the duration of the Contract referred to in the Contract;
Vehicle: the Vehicle made available by DTFS to the Client pursuant to the Contract, as well as parts and accessories that have been or will be installed for replacement or renewal thereof;
Clause 1 Applicability
1.1 These General Terms and Conditions apply to all offers and agreements relating to financial lease, in which reference is made to these General Terms and Conditions. Deviations from these General Terms and Conditions may only be agreed upon in writing.
1.2 General (purchase) conditions of the Client, under whatever name, do not apply.
1.3 DTFS is entitled to amend these General Terms and Conditions to reflect (statutory) changed circumstances, without the Client being entitled to dissolve the Contract. DTFS will inform the Client of such an adjustment in writing or electronically. Until 30 days after the adjustment date, the Client has the right to refuse the adjustment if the adjustment leads to far-reaching changes, unless these changes result from a statutory regulation or provision. If the General Terms and Conditions are refused, the old general terms and conditions will continue to apply to the Contracts already commenced. The new general terms and conditions will apply to new lease contracts. If the Client does not exercise this right, it/he will be deemed to have agreed to the adjustment(s).
Clause 2 Formation and duration of a Contract
2.1 A Contract is formed when DTFS has received from the Client a signed, unaltered copy of the Contract, but in any event also when DTFS and the Client have commenced the performance thereof.
2.2 Without prejudice to DTFS’s right to early termination, as described in clause 13 of these General Terms and Conditions, the Contract is entered into for the Term specified therein. For the service components that are part of the Contract, a shorter term applies if the Vehicle has travelled the number of kilometres and/or operational hours laid down in the Contract within the Term. When this number of kilometres and/or operational hours is reached, the service component in question ends and all costs shall be borne by the Client. In that case, an additional charge will follow.
Clause 3 Payment
3.1 The Lease Instalments must be paid monthly in advance by means of direct debit. The Client has authorised DTFS to automatically debit all that the Client owes or may still owe to DTFS by means of a ‘SEPA Standing Order’, in accordance with the applicable rules. Set-off or compensation by the Client is not allowed
3.2 The obligation to pay the Lease Instalments due commences on the delivery date as stated in the Contract. If the delivery date of the Vehicle does not take place on the first day of the month, the Client will owe the Lease Price on a pro rata basis for the remaining part of that month.
3.3 If the Client cannot use the Vehicle for any reason whatsoever, this does not entitle the Client to suspend or cease any payment to DTFS in whole or in part, or to unilaterally terminate or dissolve the agreement.
3.4 In the event of late payment, the Client will be in default by operation of law without any notice of default being required. The Client is obliged to pay default interest of 1.5% per month on the amount due, for the duration of the default.
3.5 Extrajudicial costs incurred by DTFS to collect its claim(s) shall be borne by the Client:
a. in the event that the Client is a natural person who does not act in the conduct of a profession or business, the rates set by an order in council to implement Section 6:96 of the Dutch Civil Code apply;
b. in all other cases, the costs are calculated on the basis of 15% of the principal, with a minimum of €200.
3.6 If DTFS has good cause to doubt the Client’s ability to comply with its/his further obligations under the Contract, the Client shall be obliged to provide security upon DTFS’s first request. This provision of security may not lapse until the Client has fulfilled all its/his obligations under the Contract.
3.7 If the Client is a natural person, the Contract, as well as any arrears in payments, will be notified and signed off to Stichting Bureau Kredietregistratie in Tiel (Stichting BKR).
Clause 4 Transfer of rights and obligations
4.1. DTFS has the right to transfer or pledge the ownership of the Vehicle and the performance of its obligations and the claims, powers, rights, privileges and actions related to the Contract to one or more third parties. DTFS shall notify the Client of a transfer in good time in writing. By signing the Contract, the Client already grants its/his cooperation and consent in advance to a transfer by DTFS of its obligations and rights under the Contract and the supplementary agreements by means of a transfer or a contract takeover.
Clause 5 Ownership
5.1 The Vehicle remains the legal property of DTFS during the Term of the Contract. The Client may use the Vehicleduring the Term and will acquire the ‘beneficial’ ownership of the Vehicle. The Client is therefore not authorised to alienate, pledge or otherwise encumber the Vehicle.
5.2 The vehicle registration certificate will be registered in the Client’s name. The transfer certificate, Part II of the vehicle registration certificate or the registered name code (tenaamstellingscode) will be held by DTFS. In the event of the loss of any part of the vehicle registration certificates and/or plates, the Client shall report this to DTFS immediately. The costs of replacement or the ensuing damage shall be borne by the Client. The Client must provide new registration plates and/or a new vehicle registration certificate.
5.3 If third parties assert rights to the Vehicle, pretend to have a claim or otherwise take or threaten to take measures, the Client shall be obliged to immediately inform these third parties of DTFS’s proprietary rights and to inform DTFS within 24 hours, and where necessary take measures itself/himself. Any ensuing costs shall be borne by the Client.
5.4 If the Client does not return the Vehicle covered by the Contract within the agreed period as a result of an existing claim of DTFS or if, in DTFS’ opinion, there is a malpractice situation, the vehicle manufacturer or providers of the Telematics services installed in the Vehicle (e.g. MB Connect, Fleetboard) may transfer data relating to the Vehicle and its location to DTFS for the purpose of executing the claim for return. Such processing is based on DTFS’s legitimate interest in executing its claim for the Vehicle to be returned. In that same context, DTFS has a legitimate interest in providing the vehicle and location data to service providers hired to retrieve the Vehicle, and to provide it to the judicial authorities.
Clause 6 Delivery
6.1 The Vehicle is made available to the Client by the dealer. The Client is obliged to check the Vehicle’s condition and design to the extent possible. By the signing of the Contract by the Client, the Client will be deemed to have received and accepted the Vehicle in accordance with the order. From the moment the receipt is signed by the Client, delivery will be deemed to have been effected. If the Client does not have the opportunity to be present at the time of delivery or to sign the receipt or for whatever reason the receipt has not been signed, delivery will be deemed to exist if the Vehicle is out of the actual control of DTFS.
6.2 DTFS is not liable for any visible or hidden defects in the Vehicle, nor for the non-delivery or late or incorrect delivery thereof by the dealer on the scheduled or agreed date. Exceeding a delivery period, whether or not referred to in the Contract, by DTFS will not constitute a default, nor shall the Client be entitled to cancel, dissolve or terminate the Contract in any way whatsoever.
6.3 Unless agreed otherwise in writing, the Vehicle will be delivered in the model determined by the manufacturer for the Netherlands, including, if desired, the accessories and options ordered by the Client and any agreed mountings if these have been approved.
Clause 7 Use
7.1 The Client shall take care of the Vehicle with due care, strictly follow the instructions from the instruction booklet, effectively protect the Vehicle against theft, fire and damage, and use or have others use the Vehicle in accordance with its nature and destination, with due observance of the applicable traffic rules. The Client shall not be permitted to install additional accessories, options and/or lettering or advertising on the Vehicle, unless DTFS has given written permission to do so.
7.2 The Client shall have the Vehicle used only by other persons who hold a valid driving licence. The Client shall ensure that the Vehicle is not used to participate in competitions or speed tests.
7.3 Upon DTFS’s first request, the Client shall fully indemnify and/or hold DTFS harmless from and against any and all claims based on violation of laws, regulations and other applicable provisions, relating to the condition and use of the Vehicle.
7.4 The Client shall not be permitted to alienate, pledge or otherwise encumber the Vehicle and (other than with the prior written consent of DTFS) rent out the Vehicle or make it available to third parties for a consideration.
Clause 8 Repairs and maintenance
8.1 The Client shall ensure that the Vehicle is in a complete, original and good state of repair at all times. Adjustments and/or modifications, such as chip tuning or wrapping of the Vehicle, are not allowed
8.2 The Client shall be obliged to maintain the Vehicle in accordance with the manufacturer’s instructions and according to the appropriate documents (maintenance booklet) or systems in the Vehicle. Maintenance must be carried out by an authorised repairer of the brand of the Vehicle and/or a company authorised by DTFS for that purpose.
8.3 A defect in the odometer, tachograph or operating hour counter must be reported to DTFS immediately in writing. The defect must be repaired as soon as possible. The Client shall enable DTFS to determine the number of kilometres/operational hours driven during the period in which the odometer, tachograph, operating hour counter was defective. If the number of kilometres driven cannot be determined unambiguously afterwards, it will be estimated by DTFS in accordance with the principles of reasonableness and fairness, which estimate will be binding upon the parties.
8.4 DTFS is not liable for damage suffered by the Client, such as the costs of replacement transport if not agreed, costs incurred as a result of the inability to use the Vehicle due to maintenance, repairs or other causes. DTFS is also not liable for possible consequential damage due to the causes referred to in the previous sentence.
8.5 DTFS is entitled to temporarily install a data logger in the Vehicle for the purpose of checking the use of the Vehicle. The costs of assembly and disassembly will be borne by DTFS.
If the costs of maintenance and repairs are part of the Contract, the following provisions also apply:
8.6 The costs of repairs and maintenance, with the necessary materials, lubricants and grease and the performance of maintenance are included. Repairs and maintenance must be carried out by an authorised repairer of the brand of the Vehicle and/or a company authorised by DTFS for that purpose.
8.7 The costs of repairs and maintenance resulting from excessive wear and tear, improper use, abuse or negligence as well as daily maintenance of the Vehicle shall be at the expense and risk of the Client. DTFS will not reimburse the costs of repairs and maintenance of parts, accessories, options or mountings that are not expressly included in the Contract.
8.8 Any extra charges incurred because the Client has work performed outside normal working hours and outside normal maintenance will be borne by the Client.
8.9 Repairs to the Vehicle abroad will only be performed after DTFS’s permission has been obtained. The related costs will only be borne by DTFS in so far as they would also have been incurred in the Netherlands.
8.10 During the term of the Contract, DTFS is entitled at all times to use original refurbished (exchange) parts when replacing parts.
8.11 Unless stated otherwise in the Contract, the following costs are not included:
a. repairs to and substitution of tyres and windows;
b. repairs necessary due to technical damage, caused by improper use or operation or negligence therein, such as damage caused by overloading in any form whatsoever, all this to be demonstrated by DTFS;
c. labour costs and materials for interim filling up of additives;
d. repairs of body work damage;
e. spraying and cleaning of the Vehicle;
f. maintenance and repairs of parts that are not part of the standard Dutch model of the Vehicle;
g. work on mountings or accessories applied afterwards;
h. loss or theft of parts;
i. all additional costs to restore the state of repair as a result of maintenance work not having been performed or not performed in good time; and
j. repairs to and/or replacement of the high-voltage battery.
8.12 If ServicePlus is NOT part of the Contract for delivery vans, trucks and/or buses, the following costs are not included:
- labour costs and materials for interim oil refills;
- all statutory inspections that are – or are to be made – compulsory, whether or not periodically; and
c. the towage or recovery of the Vehicle.
8.13 During the last two months of the Contract, repairs and maintenance will only be performed after consultation with DTFS.
Clause 9 Service components
9.1 The following service components (A-E) only apply if and in so far as these have been agreed in the Contract.
A. Replacing tyres
A1 If the costs of tyre replacement are included, this only relates to the costs resulting from normal wear and tear. Replacement of tyres at DTFS’s expense will take place at the time deemed necessary by DTFS, in any event before the statutory minimum profile thickness has been reached and at a service provider determined by DTFS.
A2 The Client is responsible for checking and adjusting the tyre pressure.
A3 If the winter tyres component is part of the Contract, the tyre change must take place at a service provider determined by DTFS and within the period indicated by DTFS.
A4 The winter tyres shall be stored at a service provider to be determined by DTFS and remain the property of DTFS.
B. Replacement Transport
B1 The Client is entitled to Replacement Transport if Repairs and Maintenance are part of the Contract and when the repairs and/or maintenance work cannot be carried out within the time specified in the Contract. DTFS cannot be held liable for any damage resulting from the failure to use the Vehicle.
B2 The Replacement Vehicle will be of the same or virtually the same category as the Vehicle, unless stated otherwise in the Contract.
B3 DTFS is only obliged to make a Replacement Vehicle available if the Client is in no way in default vis-à-vis DTFS at that time.
B4 The kilometres driven with the Replacement Vehicle will be added to the total number of kilometres driven by the Vehicle.
B5 Unless otherwise agreed, the provisions of the Contract and these General Terms and Conditions apply to (the use of) the Replacement Vehicle.
B6 In the event of the deployment of a Replacement Vehicle as referred to in this clause, the Client shall fully remain under the obligation to pay the agreed monthly amount.
C. Invoicing Fleetboard
The monthly Fleetboard amounts will be collected by DTFS. The General Terms and Conditions of the Fleetboard Master Agreement apply and have already been provided to the Client separately. These General Terms and Conditions can be downloaded from the website www.daimlertruck-financialservices.nl.
D. MB Uptime
The MB Uptime amounts to be paid monthly will be collected by DTFS. MB Uptime’s General Terms and Conditions apply and have already been provided separately to the Client. These General Terms and Conditions can be downloaded from the website www.daimlertruck-financialservices.nl.
E. Charging Point
a. The costs of a charging point to be installed on the Client’s premises (“Charging Point”) are included in the Lease Price and processed in such a way that the Client pays DTFS the costs of the Charging Point and (unlike with regard to the Vehicle) acquires ownership of the Charging Point already at the start of the Agreement.
b. The Charging Point will comply with the Dutch standard for safe charging.
c. The Client shall inform its/his building insurer that a Charging Point has been installed on its/his premises.
Clause 10 Risk and insurance
10. The following applies to insurance:
a. All risks relating to the Vehicle and the Charging Point shall be borne by the Client. The Client is liable vis-à-vis DTFS for loss, theft, damage and destruction of the Vehicle and/or related items;
b. The Client is obliged during the entire Term to take out sufficient third-party insurance and insurance to cover vehicle damage in respect of the Vehicle. When taking out the insurance, the Client is obliged to inform the insurer that the Vehicle is financed by financial lease;
c. If the Vehicle becomes involved in a (damage) accident, the Client shall refrain from any acts, promises and statements from which any admission of liability can be derived and it/he will generally refrain from anything that could harm the interests of the insurer;
d. If the Vehicle is lost for more than 30 days or if the Vehicle is declared a (technical and/or economic) total loss, the Client shall pay DTFS the book value of the Vehicle, as evidenced by DTFS’s books. This book value will be reduced by any insurance proceeds paid directly to DTFS by the insurer. It may be increased by the other fixed costs of the Lease Instalments not yet due at that time, until the moment at which DTFS could terminate the Contract for the first time without additional costs and/or indemnifications;
e. If the Vehicle is lost for more than 30 days or if the Vehicle is declared a (technical and/or economic) total loss, without prejudice to the provisions of paragraph d of this clause, the excess/lower number of kilometres will be set off on the basis of the last-known odometer reading/operational hours reading known to DTFS and extrapolated to the advanced end date, supplemented by the costs for the kilometres driven by a replacement vehicle;
f. Damage to or loss of the Vehicle shall in no way affect the obligations incumbent upon the Client under the Contract;
g. The Client shall ensure that the Vehicle is repaired within 60 days after the damage date.
h. The Client will report damage, loss, misappropriation, burglary or theft to DTFS by telephone within 24 hours. The Client shall report damage to or with the Vehicle to the insurer within the period set for that purpose in the insurance agreement using the applicable claim form and send a copy to DTFS. The Client must file a report within 24 hours of the time of the occurrence of the damage in the event of loss, misappropriation, burglary or theft, and send a copy of the report to DTFS.
i. All risks, if any, that are not covered or not fully covered under the applicable insurance conditions shall remain for the account of the Client. The excess to be charged by the insurer shall at all times be borne by the Client. By signing the Contract, the Client declares to be familiar with and agree to the terms and conditions of the insurance. The terms and conditions of insurance will always be available for inspection at DTFS’s offices and a copy thereof will be sent to the Client free of charge upon first request. The terms and conditions of insurance can be downloaded from the website www.daimlertruck-financialservices.nl.
Clause 11 Motor vehicle tax or holdership tax
11.1 The Client guarantees the timely payment of the motor vehicle tax and/or holdership tax due for the Vehicle during the entire term of the Contract, unless this is or these are included in the Lease Price.
11.2 Any taxes or other duties levied or to be levied by the Government on the basis of the registration, ownership, holdership or use of the Vehicle shall be for the account of the Client. The Client shall ensure timely payment at all times.
Clause 12 Lease Price/adjustment
12.1 DTFS is authorised to adjust the Lease Price after the conclusion of the Contract, without the Client being authorised to dissolve the Contract or terminate it in another way:
a. If the costs of maintenance and repairs or the costs of replacing the tyres are included in the Lease Price and these have increased. If these costs for a vehicle with a GVW (i.e. the weight of the Vehicle plus the maximum allowable charging capacity) of a maximum of 3500 kg have increased by more than 5 (five) percent or if the GVW exceeds 3500 kg. With regard to each increase, as of the effective date of the Contract or the previous rate change in this respect, the change in the costs of labour, materials and lubricants for the purpose of repairs, maintenance or tyres, as evidenced by index figures for the relevant wage and prices determined by Statistics Netherlands for that period, is taken as a basis;
b. in the event of a clearly deviating or special use of the Vehicle, any additional costs may be passed on to the Client each time after deviating or special use has been established;
c. if levies or other government measures give cause to do so;
d. if a change in insurance premiums (including, for example, for replacement transport) gives cause to do so;
e. if it turns out that the number of kilometres and/or operational hours driven with the Vehicle deviates more than 10% from the agreed monthly mileage and/or operating hours. In that case, DTFS will be entitled to adjust the Lease Price with retroactive effect to the commencement date of the Contract, as well as to amend it during the remaining duration of the Contract. The mileage will be adjusted with due observance of the maximum number of kilometres and/or operational hours to be driven by the Vehicle. This maximum depends on the type of Vehicle and is determined by DTFS;
f. if price changes and/or private motor vehicle and motorcycle tax (BPM) changes occur that became effective in the period between ordering the Vehicle and the actual delivery and commencement of the Contract.
12.2 The adjusted Lease Price applies from the moment the circumstances have changed.
12.3 If the Contract is amended at the Client’s request, it/he will owe DTFS a fee of €250.
Clause 13 Premature dissolution and termination of the Contract
13.1 Without prejudice to the right to compensation, DTFS is authorised to dissolve the Contract with immediate effect, without judicial intervention, by means of a unilateral written statement and to take possession of the Vehicle, if:
a. the Client acts contrary to any Clause(s) of the Contract or the General Terms and Conditions or is in breach of its obligations arising from the Contract.
b. the Client is in arrears with the payment of the instalments for two or more months and, after having been given notice of default, fails to perform its/his obligations (in full).
c. the insurance of the Vehicle has been terminated by or on behalf of the insurer;
d. the Client has been granted a suspension of payments or has been declared bankrupt, has been placed under guardianship, has been declared subject to the debt restructuring scheme for natural persons, or there are other indications that the Client can no longer pay Lease Instalments, for example if the Client’s liquidity is insufficient to pay the Lease Instalments;
e. attachment has been levied on the Vehicle by third parties;
f. the Client has ceased to occupy its/his premises and has left the Netherlands or has deregistered from the municipal personal records database or the trade register of the Chambers of Commerce, or if it can reasonably be assumed that the Client will cease to occupy its/his premises and leave the Netherlands or will be deregistered from the municipal personal records database or the trade register of the Chambers of Commerce within a few months;
g. the Client has died and DTFS has good cause to assume that its/his obligations under the Contract will no longer be performed, or if the Client has been dissolved as a legal entity or if there is liquidation;
h. the Client has misappropriated or alienated the Vehicle;
i. with a view to entering into the Contract, the Client deliberately provided DTFS with incorrect information of such a nature that DTFS would not have entered into the Contract, or not under the same conditions if it had been aware of the correct state of affairs;
j. the Client has unambiguously stated that it/he will, or wishes to, terminate the Contract.
k. there is an unacceptable risk under the Financial Supervision Act (Wft) and/or Sanctions Act and/or (internal) integrity rules, whether or not after an interim investigation; and
l. in the event of an acquisition or transfer of control, directly or indirectly of the Client or a part thereof or in the event of a substantial change in the shareholder structure of the Client’s organisation.
13.2 The Client undertakes to inform DTFS immediately and in writing in the event of one of the situations described in paragraph 1.
13.3 In the event that DTFS has dissolved the Contract on one of the aforementioned grounds, the Client shall no longer be entitled to use the Vehicle and shall immediately hand in the Vehicle to DTFS, free of advertising and/or lettering.
13.4 If DTFS makes use of its right to dissolution granted on the basis of paragraph 1 of this clause, without prejudice to its right to full damages, it is entitled vis-à-vis the Client to damages in the amount of (cumulatively):
a. the sum of the overdue Lease Instalments and any further amounts charged to the Client by DTFS but not yet paid and the default interest due thereon, as well as any expenses and/or costs incurred on behalf of the Client but not yet charged;
b. the total of the future Lease Instalment, as well as the agreed final instalment;
c. the costs of repossession of the Vehicle;
d. administrative costs;
e. the extrajudicial costs; and
f. the handling costs of preparing the Vehicle for sale in the amount of €995 excluding VAT.
13.5 The Contract will be terminated if destruction of the Vehicle is involved in the event of a total loss and in the event of theft of the entire Vehicle whereby the Vehicle is not found within 30 days.
Clause 14 Early repayment
14.1 The Client is entitled, after consultation with DTFS, to pay DTFS the total of the future Lease Instalments by way of a lump sum. In that case, the Client will be entitled to an interest discount, calculated on the interest component included in the future Lease Instalments.
14.2 If the Client repays DTFS prematurely, the Client will owe DTFS a fee of €250.
Clause 15 Final term/transfer of ownership
15.1 After expiry of the Term, or after early repayment of the future Lease Instalments, the Client will owe the final instalment referred to in the Contract.
15.2 The Client acquires title under the conditions precedent that the closing period has been received by DTFS and that it is no longer possible to refund any amounts received and the Client has also otherwise complied with all its/his obligations under the Contract.
15.3 After the Client has become insolvent or a suspension of payments has been applied for or the Debt Restructuring (Natural Persons) Act has been declared applicable to the Client, the ownership of the Vehicle or the Vehicles will not pass to the Client until all obligations under all Contracts concluded between the Client and DTFS and/or its affiliated companies have been met. The provisions of clause 13 of these General Terms and Conditions apply in full.
Clause 16 Final settlement
16.1 After the Contract has ended, DTFS will be entitled to draw up a final settlement, which will include settlement of more or less kilometres/operational hours driven, as well as any further set-offs as laid down in clauses 12 and 14. The set-off with regard to the excess/less kilometres/operational hours will only relate to any service components tyres and repairs and maintenance included in the Lease Price and therefore not to the depreciation or repayment component.
Clause 17 Changes of address/registration/personal data
17.1 The Client is obliged to inform DTFS of changes of address in good time and in writing, stating the Contract number.
17.2 DTFS registers the data relating to the Contract in its records and – pursuant to a statutory provision – with Stichting BKR.
17.3 DTFS will process personal and other data relating to the Client as referred to in the Dutch General Data Protection Regulation (Implementation) Act (UAVG) and the General Data Protection Regulation (GDPR) for the provision of services as referred to in these General Terms and Conditions and for other purposes as referred to in the UAVG and the GDPR. To the extent that the Client’s consent is required, the personal data and other data will only be processed in accordance with such consent.
17.4 Based on the processing referred to in clause 17.3, DTFS can offer the Client the best possible service, provide the Client with up-to-date product information in good time, make personalised offers and comply with its obligations towards the Client. DTFS will only make data available to third parties if this is permitted by the UAVG and the GDPR, for example because the provision of data is necessary to comply with any statutory obligation or if it is necessary to properly perform the Contract. In addition, the data in the context of product information, (direct) marketing activities and other services will be made available to DTFS’s affiliates. The Client has a right of inspection and correction in respect of the data. The Client may withdraw its/his consent to DTFS for the processing regarding direct mailing activities at any time.
17.5 The DTFS privacy statement can be viewed at: https://nl-nl.dtfs.nl/privacy-policy/
Clause 18 Disputes and applicable law
18.1 The Contract shall be governed exclusively by Dutch law. The Utrecht District Court shall have exclusive jurisdiction in the event of any disputes.
Clause 19 Final provisions
19.1 If any part of the Contract and annexes is null and void or will be nullified, this shall not affect the validity of the other provisions. In that case, the parties will be obliged to replace the nullified part with a provision that approximates the intention of the relevant part as closely as possible. DTFS will at all times be entitled to unilaterally amend provisions of the Contract and annexes in favour of the Client.
19.2 If, due to any circumstances whatsoever, the Client is unable to use the Vehicle, DTFS shall never be liable for any damage on the part of the Client whatsoever.
19.3 DTFS will check the Client’s financial data for creditworthiness. DTFS will also be able to obtain information from Stichting BKR.
Daimler Truck Financial Services Nederland B.V.